Managing Crisis

By Robert W. Minto, ALPS CEO, robertminto@alpsnet.com
 

It usually follows that when the wind blows the insurance market acts accordingly. Bracing itself the market hardens and prices go up. It's logical; repairing wind damage costs money and insurance prices increase to cover those costs. The wind blew in 2011 and early 2012 so we should see firming in property and casualty pricing in the next renewal cycle. What does the wind have to do with Lawyers Professional Liability Insurance (LPLI)? Technically nothing, but practically everything. LPLI is a subset of Casualty Insurance and is dependent on the same reinsurance sources as the general casualty markets. In other words, the industry as a whole floats on the same tides.

In Theory

The...

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For many seniors, staying in their own home — as opposed to a nursing home or similar facility — is a priority.  Indeed, according to a Sun News article, surveys show that “aging in place is the overwhelming preference of Americans over 50.” But it can be a major challenge to find ways for seniors to continue living at home as their need for care increases. There are things that attorneys can do to help make the desire to stay at home a reality.

To carry on their activities of daily living at home, seniors need many different types of services. Depending on their physical and mental condition, they may need medical services, therapy, personal care (such as assistance with...

I've been thinking a lot lately about leadership, both in the context of businesses and communities. At times the concept makes me crazy, because many business leaders I know won't get involved in community leadership as they lack the patience to try to drive consensus. In truth when a friend suggested that I run for the legislature, I rolled my eyes and made some comment about not having the time to devote; this from the guy that drives corporate civic involvement home as being so important. This really got me going on an internal dialogue about what I have personally done in my community, and the importance of contributions, large and small.

It may surprise some of you to know that at one point in my life I was a registered Girl Scout....